Finally, a card program that drives authentic engagement.
Harness builds card experiences as unique as your members - transforming every transaction into lasting value.
Most cardholder data goes unused. Harness is here to change that.
We don't just create card programs—we provide end-to-end solutions powered by data. Through transactional insights, we meet members where they are, delivering personalized experiences at every touchpoint.
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Implement.
Harness seamlessly layers onto your existing cards—no new plastic needed. Your cardholders simply enroll and use as normal. It’s easy for you, easier for them.
Impact.
Connect your cardholders to the causes they care about most - from local universities to small businesses and nonprofits. Because when your card supports their own community, it becomes their go-to choice.
Learn moreTarget.
Harness transforms transactional data into audience insights, enabling personalized messages and experiences at the perfect moment.
Engage.
Seamlessly launch personalized programs to deliver feel-good moments that keep your members captivated. (Think surprise coffee rewards to exclusive game-day experiences.)
Here's what makes us stand out from the rest
We handle everything—from strategy to implementation to ongoing support. Our proven solutions attract new members, keep them engaged, and increase transactions.
Our expert team leverages our partnerships with Visa and Mastercard to seamlessly integrate into your existing card infrastructure, delivering a frictionless member experience.
Our scalable programs go beyond templates—choose your audience, set the rules, and design incentives that keep your card top of wallet.
Trusted across the industry
Boost activation
Immediately incentivize new cardholders and re-engage current ones with instant rewards that start with the first use.
Increase card use
Connect in real-time by gamifying everyday spend to create rewarding habits that drive more transactions.
Strengthen loyalty
Match cardholders with causes they care about through individual spending patterns.
Keep each transaction secure
Peace of mind is built in with Harness. Strategic partnerships and proven industry processes safeguard customer information.
More value together than alone. Welcome to the Harness Impact Network.
Beyond a platform—we link purpose-driven partners, with each new relationship expanding our collective reach and growth.
Ready to be part of something bigger?
