Terms of Service
Last Updated: August 22, 2024
Using Our Services
This Terms of Services (“Agreement”) is by and between Harness Technologies, Inc. (“Harness,” “we,” “us,” and “our,” as applicable) and you (“Client” or “you”). Harness provides consumers the ability to enroll their credit or debit card into various programs to facilitate donations to charities or other third parties as may be available from time to time (“Services”). These Services are accessible via one or more websites made available by Harness on its own behalf (collectively, “Platform”) or on behalf of a charity or other third party that has contracted with Harness (“Harness Customer”) for such service (“Harness Customer Site”).
This Agreement states the terms of service for your use of the Services and any Platform, as well as any Harness Customer Site as it relates to the Services. Before using the Platform, or any component of the Platform, or any Services, you must read, agree with, and accept all of the terms and conditions of this Agreement and acknowledge our Privacy Policy. If you do not agree to be bound by all of this Agreement, then you may not use the Platform or any Services. This Agreement governs use of the Platform by all visitors, users, and other parties that access the Platform or use the Services.
PLEASE READ THIS AGREEMENT CAREFULLY TO ENSURE THAT YOU UNDERSTAND EACH PROVISION HEREIN. THIS AGREEMENT CONTAINS A WAIVER OF CLASS ACTIONS AND MANDATORY ARBITRATION PROVISION THAT REQUIRES THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS.
Acceptance of Agreement
You accept and are legally bound under this Agreement by doing any of the following: (1) by clicking “I agree” or its equivalent when such terms are presented on your screen, (2) by accessing the Services in any way, (3) submitting an online account application form to us or creating an account with us, or (4) by browsing the Platform.
Modifications to this Agreement
We may update or revise this Agreement from time to time. We will provide you notice of any such modifications on this Platform or within your Account (as defined below) or by otherwise communicating such modifications to you. Your continued use of the Platform or Services following such notice constitutes your acceptance of such changes.
Notwithstanding the above, if we modify the arbitration provision below, you may reject that change by sending us written notice to the contact information set forth in this Agreement within thirty (30) days of our posting of the change, in which case you must immediately stop using the Services.
Description of Services and Content
Harness Services allow one-time donations or recurring donations to certain third party charity or other entities as well as enrollment in one or more round up programs, enabling you to round up to the nearest dollar in certain financial transactions to make donations and otherwise participate in the program perks, such as sweepstakes. Certain Services may also have a sweepstakes component depending on the third party charity or third party program in which you enroll via Harness.
NOT ALL NON-PROFIT OR CHARITABLE ORGANIZATIONS ARE AVAILABLE WITHIN THE HARNESS SERVICES AND NOT ALL HARNESS SERVICES HAVE SWEEPSTAKES COMPONENTS. YOU MUST ENSURE THE PROGRAM IN WHICH YOU WANT TO ENROLL HAS THE FEATURES AND BENEFITS YOU WANT.
The Platform and certain Harness Customer Sites may include information, descriptions, ordering forms and guidelines, account information, text, graphics, audio, video, demonstrations, and other features to support the Services (“Content”) that is proprietary to or licensed by Harness. As used herein, the term “Content” includes, without limitation, software applications and all text, graphics, descriptions, and other content in the software applications used to provide the Services and all material provided or made available to you through the Platform or Harness Customer Site(s). You may use the Platform and any Harness Customer Site as it relates to the Services, as well as all related Content, solely for your personal use in your capacity as an individual consumer and for no other purpose. All use of such Content is subject to this Agreement and may not be used except as authorized by this Agreement.
Any sweepstakes affiliated with any Services are further subject to applicable sweepstakes rules available at the time of enrollment with the affiliated program Services.
Disclosure Compliance
We reserve the right to fully cooperate with any law enforcement or duly authorized regulatory authorities or court order requesting or directing us to disclose Content or Client Information (as defined below), the identity of anyone posting Content or Client Information, or publishing or otherwise making available any materials that are believed to violate this Agreement or other law. By accepting the terms of this Agreement you waive, release, and hold us harmless from any claims resulting from any action we take during or as a result of our investigations and/or from any actions taken as a consequence of investigations by us, by law enforcement, or by duly authorized regulatory authorities.
Accounts
(a) Registration
To use the Services, you must be 18 years of age (or the age of majority in the state in which you reside). In order to access Services, you must register an account with us (“Account”), which may require the provision of certain personally-identifiable information, including but not limited to your name, your social security number or other tax identification number, your address, your email address, and certain information about your financial accounts and credit card information (collectively, your “Client Information”). When you submit an online Account application form to us, you represent that you are at least 18 years of age (or the age of majority in the state in which you reside). We retain the right, in our sole and exclusive discretion, to approve your Account for registration, and we are under no obligation to grant such approval. All information you submit as part of the Account registration process is subject to the Harness Privacy Policy.
We request information such as your social security number or other tax identification number to fulfill your tax reporting obligations for Clients who receive over $600 in prizes.
(b) Your Registration Obligations
You may only seek to open an Account for yourself and not on behalf of any other person. You agree to provide true, accurate, current, and complete information about yourself. We retain the right to suspend or terminate your Account and refuse any and all current or future use of the Services and Content (or any portion thereof) if you provide any untrue, inaccurate, outdated, or incomplete information, or if we reasonably suspect that you have done so.
You are solely responsible for ensuring the confidentiality of your Account login information and maintaining the security of such information. You agree not to authorize any other person to use your Account for any purpose. Except as otherwise provided by applicable law, you are solely responsible for all transactions and other activities authorized or performed using your Account, whether authorized by you or not. If you believe any of your Account credentials, such as your password, have been obtained or used by any unauthorized person or you become aware of any other breach or attempted breach of the security of the Services or your Account, you must notify us immediately.
(c) Linking Your Payment Card
In order to participate in certain donation programs and Services as may be offered by Harness from time to time, you must link at least one eligible debit or credit card (a “Payment Card”) to your Account. We will only link your Payment Card to those Harness Customers and for those donations and round up programs that you authorize. Your financial institution or Payment Card issuer may also dictate in which Harness Services your Payment Card may be enrolled. For example, if your Payment Card issuer is a Harness Customer, your Payment Card issuer may have pre-selected one or more non-profits or charitable organizations for donations.
In order to be eligible as a Payment Card, it must be issued by a U.S. bank. In addition, you may not be able to link a debit or credit card to your Account if the card is already linked to other card-linked programs offered by us or by third parties. Your financial institution or payment card network may limit the number and type of programs in which you can enroll a Payment Card or the specific Services program may not be compatible with your Payment Card.
Please note that not all debit and credit cards are eligible to be linked to your Account. All determinations as to whether a card is eligible to be a Payment Card are at our sole discretion. Enrollment for your Account in round up program Services is only available to Visa and Mastercard-branded Payment Cards. However, certain cards may be branded with Visa or Mastercard, but are still not eligible to be linked to your Account, including, but not limited to, the following: prepaid cards, corporate cards, purchasing cards, store cards which can only be used at their respective retailers’ stores, government-administered prepaid cards (including Electronic Benefit (EBT) cards), healthcare cards (including Health Savings Account (HSA) cards, Flexible Spending Account (FSA) cards, and insurance prepaid cards), Visa Buxx, and any other cards that are not processed through the Visa U.S.A. payment system or the Mastercard payment system.
You may also link your bank account and ACH information to your Account for the purpose of recurring donations. Bank account and ACH information may not be linked to your Account for purposes of round up program Services.
(d) Use of Enrolled Cards and Transaction Information
Round up program Services require Harness to receive information about purchases you make using your enrolled Payment Cards so we can track your round up amounts for your appliable donations. By registering a Payment Card in any round up Services, you authorize transaction monitoring through one or more Harness third-party service providers, as well as any Payment Card networks (e.g., Visa, Mastercard) with which your Payment Card is affiliated, banks, financial intermediaries, and providers of payment processing services (together the “Card-Related Parties”). In particular, you authorize (1) the Card-Related Parties to monitor transactions on your linked Payment Card(s) to identify qualifying transactions under the Services program you have enrolled in and for the Card-Related Parties to share such transaction details with Harness for purposes of the Services and (2) Harness to contact the merchants related to your transactions to verify those transactions and receive information from applicable merchants related to those transactions. Regardless, your financial institution may separately confirm your consent directly with you.
For more information on how we use your Payment Card transaction information, see the “Information Collected from Third Parties” section of the Privacy Policy.
You may opt-out of transaction monitoring on the Payment Card(s) you have registered by de-linking them through the Services or by terminating your Account. Please note that if you opt-out of transaction monitoring, certain features of the Services and participation in certain Services may not be available to you.
If your enrolled Payment Card is inactive for certain periods of time, your Account, or the program affiliated with your Account, may be suspended. Please see our FAQ for more information.
Account Access
We use commercially reasonable efforts to make your Account generally accessible to you via the Platform 24 hours a day, seven days a week, subject to downtime for system maintenance and causes outside of our control. We are not liable under this Agreement for failure to provide access due to a system failure or due to other unforeseen acts. Furthermore, we may modify, suspend, or terminate access to certain portions of the Services or your Account at any time and for any reason without prior notice, in order to protect the system or your Account. We will give you notice in other situations if required by law.
Processing Contributions
Harness processes all donations and recurring donations through a third-party payment processor, which is currently Stripe, Inc. (“Processor”). All money raised for the benefit of a Harness Customer or nonprofit or charitable organization, including those amounts you may authorize through a Harness Customer Site, will be transferred to the Harness Customer.
For round up program Services, all round up transactions are calculated in your Account for the month based on the Payment Card transaction history Harness receives from Card-Related Parties. Payment of donations and contributions from your Account requires your round up amounts to meet a minimum threshold, which threshold may vary depending on the program. In the event purchases in a month for an enrolled Payment Card do not meet the processing threshold for the applicable program, those round up amounts will continue to accrue and your Payment Card will be charged a minimum processing fee for that month for the management of the program Services. Once your round up amounts in your Account for the applicable program Services meet the processing threshold for the applicable organization or program, Harness will facilitate the payment of that amount to be charged to your credit card.
For additional information, see our FAQs.
Third Parties’ Property
Certain Content on the Platform may contain links to other third-party web sites, resources, services, or tools (“Third-Party Resources”). We have no control over such Third-Party Resources, and you acknowledge and agree that we bear no responsibility for the availability of such Third-Party Resources, do not endorse, and bear no responsibility or liability for any content, advertising, products, or other materials on or available from such Third-Party Resources. By following links to Third-Party Resources, you may navigate away from the Platform, and your online activity relating to the Third-Party Resource will be subject to any terms and conditions governing your use of the Third-Party Resource. You agree to comply with any and all applicable licensing agreements as required to use any Third-Party Resources.
Restrictions on Use
You may not, and will not allow any third-party to (i) reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code, object code, or underlying structure, ideas, or algorithms of the Content, Platform, or Harness Customer Site; (ii) modify, translate, or create derivative works based on the Content, Platform, or Harness Customer Site; (iii) copy, rent, lease, distribute, pledge, assign, or otherwise transfer or encumber rights to the Content, Platform, or Harness Customer Site; (iv) use the Platform or Harness Customer Site for timesharing or service bureau purposes or otherwise for the benefit of a third-party (excepting end users as authorized hereunder); (v) remove or otherwise alter any proprietary notices or labels from the Content, Platform, or Harness Customer Site or any portion thereof; or (vi) upload, post, e-mail, transmit, text message, or otherwise make available any topic, name, material, or information that is unlawful, harmful, infringing, threatening, abusive, harassing, tortious, profane, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable.
Modification and Termination of Service, Content, and Accounts
To terminate your Account and this Agreement and your right to use the Services at any time and for any reason and for no reason, contact Customer Support and immediately discontinue all use of the Services.
We reserve the right to modify or terminate the Services, the Content, your Account, or any part thereof, temporarily or permanently, at any time and from time to time, and with or without notice to you. We retain the right, but have no obligation, to monitor use of the Platform, the Services, or your Account to determine compliance with the Agreement, as well as the right to remove or refuse any Client Information or Content for any reason. Notwithstanding these rights, you remain solely responsible for your use of the Platform, the Services, and your Account. You agree that we have the right, in our sole discretion, to terminate or suspend your access to or use of the Platform, the Services, your Account, or any part thereof temporarily or permanently, at any time and from time to time, and with or without notice, for any reason whatsoever including, without limitation, quality assurance or if we believe that you have violated or acted inconsistently with the letter or spirit of any provision of this Agreement.
Accounts with no activity for more than thirty (30) days will be suspended. Suspended Accounts will be terminated and closed if the Account is not reactivated within thirty (30) days following suspension.
If your Account has round up accruals at the time of termination that do not meet the processing threshold for the applicable program or organization, your linked payment method will not be charged.
You agree that we will not be liable to you or to any third party for any modification, termination, or suspension of access to the Platform, Services, Content, or your Account.
Consent to Messages
When you use this Website, you may be given the opportunity to consent to receive communications from us through email and/or mobile push notifications. You can opt out of promotional communications by following the “Unsubscribe” directions for emails or through the settings of your Account.
Text Messages
By providing us with a telephone number for a cellular phone or other wireless device, you agree to receive autodialed and pre-recorded, non-marketing, service-related text messages from or on behalf of Harness at the phone number provided (the “Texting Program”). By participating in the Texting Program, you expressly consent and agree to receive recurring automated service-related and promotional messages, including updates, alerts, and information (including status updates, prize updates, news, account alerts, etc.) and promotions, specials, and other marketing offers from or on behalf of Harness. These message updates will include recommendations to help make the most of your Account(s) and access select Harness features, including content specifically related to the programs (such as sweepstakes information or charitable news) you opt in to. You will receive messages based on your frequency and participation in the program.
By providing us with a telephone number for a cellular phone or other wireless device, you consent to receive autodialed and pre-recorded text messages from or on behalf of Harness at the number provided for marketing or promotional purposes. Message frequency varies. You understand that consent to marketing-related messages is not a condition of using our services. You may cancel your SMS service at any time. To stop receiving marketing-related messages, you may reply STOP to any marketing-related text message you receive from Harness. After you text “STOP” to us, we will send you a text to confirm that you have been unsubscribed. After this, you will no longer receive text messages from us. If you are experiencing issues with the messaging program, you can reply with the keyword “HELP” for more assistance. Standard message and data rates may apply to both non-marketing and marketing-related messages. Carriers are not liable for delayed or undelivered messages. If you have any questions about your text plan or data plan, please contact your wireless provider.
Push Notifications
By agreeing to these Terms of Service, you agree to receive push notifications from us. You can opt out of receiving push notifications through your device settings. Please note that opting out of receiving push notifications may impact your use of our services.
Indemnification
You agree to indemnify and hold us, and our subsidiaries, affiliates, officers, agents, contractors, Harness Customers, or other partners and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your violation of any rights of another, your breach of this Agreement, your use of the Services, or your violation of any law.
Disclaimer of Warranties
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
A. YOUR USE OF THE SERVICES, CONTENT, PLATFORM, AND YOUR ACCOUNT IS AT YOUR SOLE RISK. THE SERVICES, CONTENT, PLATFORM, AND YOUR ACCOUNT IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
B. WE MAKE NO CLAIM THAT THE SERVICES, CONTENT, PLATFORM, OR YOUR ACCOUNT WILL BE SUITABLE FOR YOUR NEEDS, UNINTERRUPTED, TIMELY, OR SECURE. THE SERVICES, CONTENT, PLATFORM, OR YOUR ACCOUNT MAY CONTAIN INACCURACIES, TYPOGRAPHICAL ERRORS, OR MAY BE OTHERWISE UNRELIABLE. WE MAKE NO WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, CONTENT, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICES OR PLATFORM WILL MEET YOUR EXPECTATIONS.
C. ANY MATERIAL UPLOADED, DOWNLOADED, OR OTHERWISE OBTAINED THROUGH THE USE OF THE PLATFORM, SERVICES, OR YOUR ACCOUNT IS DONE AT YOUR OWN DISCRETION AND RISK, AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER HARDWARE OR LOSS OF DATA THAT RESULTS FROM THE UPLOADING OR DOWNLOADING OF ANY SUCH MATERIAL.
D. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM OR THROUGH THE PLATFORM OR THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE AGREEMENT.
CERTAIN JURISDICTIONS, INCLUDING WITHOUT LIMITATION THE STATE OF NEW JERSEY, MAY NOT ALLOW FOR THE EXCLUSIONS OF CERTAIN WARRANTIES. AS A RESULT, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Limitation of Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT SHALL WE OR OUR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, HARNESS CUSTOMERS, CONTRACTORS, OR OTHER PARTNERS, MEMBERS, EMPLOYEES, AND/OR OUR SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF WE AND/OR OUR SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE AVAILABILITY OR PERFORMANCE OF THE SERVICE, CONTENT, PLATFORM, OR YOUR ACCOUNT; (ii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSACTIONS, TRANSMISSIONS, OR INFORMATION; (iii) STATEMENTS OR CONDUCT OF ANY THIRD PARTY; OR (iv) ANY OTHER MATTER RELATING TO THE PLATFORM, CONTENT, SERVICES, OR YOUR ACCOUNT. NOTWITHSTANDING ANY PROVISION OF THIS AGREEMENT TO THE CONTRARY, YOU AGREE THAT OUR TOTAL, AGGREGATE, AND COMPLETE LIABILITY FOR ANY CLAIMS OR DAMAGES ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY BREACH OF THIS AGREEMENT IN NO EVENT SHALL EXCEED THE GREATER OF EITHER (1) $20.00 OR (2) IF APPLICABLE, THE AVERAGE AMOUNT OF MONTHLY ROUND UPS FOR YOUR ACCOUNT IN THE SIX (6) MONTHS IMMEDIATELY PRECEDING SUCH BREACH OR THE EVENTS GIVING RISE TO SUCH CLAIMS. ALL OF THE LIMITATIONS SET FORTH IN THIS SECTION SHALL APPLY EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LIABILITIES.
CERTAIN JURISDICTIONS, INCLUDING WITHOUT LIMITATION THE STATE OF NEW JERSEY, MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. AS A RESULT, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Notice
The Platform or the Services may provide notices to you via either push notifications, e-mail, or regular mail, and the Services may provide notices of changes to the Agreement or other matters by displaying notices or links to notices on the Platform.
Dispute Resolution – Arbitration Agreement
You agree to resolve certain disputes with Harness through binding arbitration in accordance with this section (“Arbitration Agreement”). Arbitration means that an arbitrator, and not a judge or a jury, will decide the dispute. The parties expressly waive the right to bring or participate in any kind of class, collective, or mass action, private attorney general action, or any other representative action. This Arbitration Agreement supersedes all prior versions.
Court Proceedings
Subject to the Arbitration Agreement above, all disputes arising out of or relating to this Agreement are subject to the exclusive jurisdiction of the federal or state courts in Hillsborough County, Tampa, Florida, and you expressly consent to the exercise of personal jurisdiction in such courts in connection with any such dispute including any claim involving us or our affiliates, subsidiaries, partners, employees, contractors, officers, and directors.
If any legal proceeding is instituted in connection to or relating to the Platform, this Agreement, the Content, Service, or your Account, the prevailing party shall be entitled to recover from the other party its costs, including reasonable attorneys’ fees and costs, at both trial and appellate levels.
Governing Law
This Agreement is governed by the laws of the State of Florida, without reference to conflict of laws principles. This Agreement shPall not be governed by the United Nations Convention on Contracts for the International Sale of Goods. This Agreement is a contract for services and not a sale of goods. The parties agree that this Agreement, the Platform, Service, and Content shall not be subject to or governed by the Uniform Commercial Code.
Miscellaneous Provisions
You acknowledge that you have read this Agreement, understand it, and agree to be legally bound by its terms and conditions. Neither party is authorized to bind the other to any contract. This Agreement is the entire agreement and a complete and exclusive statement of the agreement between the parties, which supersedes all prior or concurrent negotiations, proposals and understandings, whether oral or written, and all other communications between the parties relating to the subject matter of this Agreement. No provision hereof shall be deemed waived, amended, or modified except in a written addendum signed by an authorized representative of each party. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, shall not waive such term or condition or any subsequent breach thereof. This Agreement shall be binding upon and shall inure to the benefit of the parties and their successors. Certain rights and obligations of the Sections on “Indemnification”, “Disclaimer of Warranties”, “Limitation of Liability”, “Dispute Resolution – Arbitration Agreement”, “Governing Law”, “Miscellaneous Provisions”, and others intended to survive the expiration or termination of this Agreement shall survive the termination, cancellation, or expiration of this Agreement for any reason whatsoever.
California Residents. The provider of Services is: Harness Technologies, Inc., 201 E Kennedy Blvd., 1900, Tampa, FL 33602, help@goharness.com. If you are a California resident, in accordance with Cal. Civ. Code §1789.3, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112 Sacramento, CA 95834, or by telephone at (800) 952-5210 or (916) 445-1254.
Contact Us
If you have any questions regarding these Terms or the Service, please contact us at help@goharness.com.